AI BUILDER · BANKING SYSTEMS SPECIALIST

I build AI that
gets real work done.

I’m Youness. I turn business workflows into working products, bringing together AI agents, banking systems, payments, and hands-on blockchain experimentation.

Download CV Explore my work

PDF · English · 2 pages

CURRENTLY AT SOCIÉTÉ GÉNÉRALE

Bringing AI agents into an in-house leasing application.

Ongoing BMAD vertical project · Group application & core banking connectors

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01 / SELECTED WORK

From an idea.
To something that works.

Independent products and enterprise projects across AI, banking, payments, and blockchain. I connect emerging technology to real business needs.

kairn01

CO-FOUNDER · AI PLATFORM

Infrastructure for agents that remember.

Co-founding Kairn: an agent infrastructure layer that connects products to LLMs through one API. It brings together persistent memory, reusable agent identities, controlled tool access, and autonomous execution, with banking as a key application.

Project context & technical scope

The problem: Product teams need more than a model response: they need continuity between conversations, separation between users, and agents that can act through business tools. Kairn provides this layer.
Memory & identity: Reusable agent definitions (“souls”) separate character, business context, tool permissions, and model choice. Persistent memory is scoped by user and role, while sessions carry conversation history.
Execution & integration: A typed Node.js / TypeScript SDK supports synchronous calls, streamed events, and background jobs with polling or webhook callbacks. Custom skills can expose external services as callable tools.
Autonomy & visibility: Cron-based mandates run tasks with the user’s memory and agent permissions. Invocation records expose tool calls, memory changes, token usage, duration, and execution status. Anthropic, OpenAI, and OpenRouter models are supported.

Core concepts SDK reference

Agent infrastructurePersistent memoryTypeScript SDKTool orchestration

Explore Kairn

roumy02

BUILDER · HUMAN–AGENT COLLABORATION

You + your agent. Same seat.

Built a meeting experience where people bring their own agents. Through WebMCP, agents can follow room context, contribute, and present on a shared board.

Project context & technical scope

The experience: Participants bring the agent that already knows their work into a shared meeting room. The person and agent participate together, with access to the room’s context.
Agent interaction: WebMCP tools let an agent join a room, read context, contribute to the conversation, request to speak, and present or write on shared surfaces.

WebMCPAgent toolsShared context

Explore Roumy

dashypay03

PRODUCT & CONVERSION

Connecting payment to conversion.

Built the conversion layer for DashyPay. Earlier, as product lead at Dashy, worked on a soft POS prototype, workflow automation, and AI-powered WhatsApp support in Darija.

Project context & technical scope

Product ownership: As product lead at Dashy, defined the roadmap, developed a soft POS prototype with an AI assistant, and supervised MVP development. Also built DashyPay’s conversion layer.
Applied AI in Darija: Created a WhatsApp customer-support chatbot using OpenAI Whisper, Llama 2, and WhatsApp API. Supervised the AI team during model training using Darija datasets extracted from YouTube.
Business operations: Automated content creation and recruitment workflows. Contributed to signing two commercial contracts with Sendit and Rischbond.

FintechWhatsApp APIDarija AI

Explore DashyPay

cipher ai04

BUILDER · SOLANA FORENSICS

Forensic analysis for Solana tokens.

Built Cipher AI, a forensic-analysis project for Solana tokens designed to investigate on-chain activity and turn complex transaction data into clearer risk signals.

Project context & technical scope

Purpose: Cipher AI explored how AI-assisted analysis could help make Solana token activity easier to investigate and understand.
Product scope: The project focused on forensic analysis of token and transaction activity, translating raw on-chain data into more usable investigative context.

SolanaOn-chain analysisToken forensics

Earlier project

paywithz05

BUILDER · BLOCKCHAIN PAYMENTS

Exploring crypto-native payments.

Built Paywithz.com, a blockchain payments project exploring a simpler path between digital assets and everyday online payment experiences.

Project context & technical scope

Product thesis: Paywithz explored how crypto-native payment rails could be presented through a more familiar and usable commerce experience.
Builder perspective: The project combined payment-domain experience with hands-on work around wallets, blockchain rails, and digital-asset user journeys.

Blockchain paymentsProduct designFintech

Visit Paywithz

Société Générale06

CURRENT ENGAGEMENT · ENTERPRISE AI

Agents inside the bank.

Working on a BMAD vertical project to bring agent capabilities to an in-house leasing application, with connectors to group applications and the core banking system.

Project context & technical scope

Current AI scope: Working on a BMAD vertical project to introduce agents into an in-house leasing application, with connectors to group applications and the core banking system. The initiative is ongoing.
Banking context: This work builds on a CBS role covering NextGen mobile banking, Amplitude incident analysis, foreign operations, and payment methods including SWIFT, transfers, and RTGS.
Delivery responsibilities: Serve as a core banking point of contact for business teams and support internal teams on minor version upgrades, Sopra service packs, and patches.

LeasingCore bankingEnterprise connectors

Ongoing project

02 / EXPERIENCE

Built on real-world experience.

A career spanning software, customer operations, payments, and enterprise delivery.

JUL 2024 — PRESENT

Société Générale · SGABS

Senior CBS Project Manager · External consultant

Core banking point of contact for business teams on NextGen mobile banking, combining Amplitude expertise with payment and foreign-operations knowledge. The current engagement also includes an AI initiative for leasing.